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A new property? That’s exciting!




Refinancing is a great way to borrow additional funds or get a better deal on your loan



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Change of Terms

Buzz Financial T/A Reduce My Loan has the right at any time to change or modify the terms or conditions applicable to the use of this site.

Who owns this site?

This site is owned and operated by Buzz Financial Pty Ltd ABN 53 613 917 650, Australian Credit Licence 390502). The user acknowledges that Reduce My Loan and and the names of Reduce My Loan products are the intellectual property of Buzz Financial Pty Ltd. All material on this website is copyright Buzz Financial Pty Ltd unless otherwise indicated. All other trademarks appearing on the website are the property of their respective owners.

Who can use material on this site?

Buzz Financial authorises the user to copy any material published by Buzz Financial and
placed on this website for non-commercial use only, provided that any copied
material from the website retains all copyright or other proprietary notices and
any disclaimers.

How should I act on the information provided at this site?

The purpose of this site is to provide you with an information service. If you
think you may need investment advice, we suggest you approach a licensed
investment adviser. You are also advised to consult with a financial
representative prior to the execution of credit documentation with any financial
institution. Nothing in this site should be taken by you to be the giving of
investment advice.

Limitation of Liability

The website is provided on an as is basis without warranties of any
kind, either express or implied, including (but not limited to) warranties of
merchantability or fitness for a particular purpose, other than those warranties
which are implied by and incapable of exclusion, restriction or modification
under the laws applicable to transactions conducted on the site.

The user expressly agrees that use of the Reduce My Loan site is at the users sole risk. Neither Buzz Financial, its affiliates nor any of their respective employees, agents, third-party content providers or licensors warrant that will be uninterrupted or error-free. Nor do they make any warranty as to the results that may be obtained from use of the Reduce My Loan site, or as to the accuracy, reliability or content of any information or service provided through the Reduce My Loan site.

This disclaimer of liability applies to any damages or injury from any cause
including, without limitation, failure of performance, error, omission,
interruption, deletion, defect, delay in operation or transmission, computer
virus, communication line failure, theft or destruction or unauthorised access
to, alteration of, or use of record, whether for breach of contract, tortious
behaviour, negligence or under any other cause of action. The user specifically
acknowledges that Buzz Financial or are not liable for the defamatory, offensive or illegal conduct of other users or their parties and that the risk of injury from the foregoing rests entirely with the user.

In no event will Buzz Financial, or its agents or affiliates be liable for any damages, including (without limitation) direct, indirect, consequential, special, incidental or punitive damages arising out of the use (or of inability to use) the site, and the user hereby acknowledges that the provisions of this section shall apply to all content on the site.

What is Buzz Financial’s legal status?

Buzz Financial T/A as Reduce My Loan is a member of the Mortgage & Finance Association of Australia.
Reduce My Loan is not a credit provider.

*Rates as at 6 February 2017. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. The lending criteria is at the discretion of the individual lender and the basis upon which they assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. All applications for credit are subject to individual lender credit approval criteria.