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Category: How much can I borrow

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What is Mortgage Stress? BLOG > What is Mortgage Stress? What is Mortgage Stress? Owning a home is an embedded part of the great Australian dream, and Australia as a whole is one of the most debt-laden countries in the world when it comes to the mortgage levels the people of our nation are carrying. Perhaps it’s our deep love for this great southern land and wonderful lifestyle, or perhaps it’s the way we’ve seen house prices continue to rise exponentially over the last few decades as the population grows – whatever it is, us Aussies just can’t seem to [...]

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How Much Is Your Loyalty to Your Bank Costing You? BLOG > How Much Is Your Loyalty to Your Bank Costing You? How Much Is Your Loyalty to Your Bank Costing You? We all want to save money. Don’t we? Those of us with mortgages are often reluctant to change lenders, even though our current home loan may be costing us years of extra repayments and even worse, overpaying the bank thousands or sometimes tens of thousands more interest every year than they should. What is the benefit of loyalty? From speaking to a lot of customers and some borrowers [...]

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*Rates as at 6 February 2017. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. The lending criteria is at the discretion of the individual lender and the basis upon which they assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. All applications for credit are subject to individual lender credit approval criteria.